Credit Manager

We understand the real value that a great Credit Control team can bring to our business. We are looking for a special kind of person to lead our credit team, which continue to help keep all of our finances in order.

Are you an experienced Credit Manager with a background in Construction or in Hire? If that sounds like you, we are looking to offer a great package in return.

• Location: Walsall, Office-based
• Salary: Circa £45k
• Bonuses
• Car allowance
• Private healthcare
• Job Type: Full-time, Permanent

We are seeking a Credit Manager to oversee effective credit control and cash collection within our company. Reporting directly to the Finance Director, this role is crucial for maintaining the financial health and risk management of the organisation.

• Ensure regional management follows company policies and procedures in the administration and collection of debt.
• Set and review credit limits and ratings based on third-party evidence, trading levels, and past experience.
• Obtain Credit Insurance where necessary and ensure compliance with its terms.
• Guarantee timely production of sale documents and month-end reports, including Direct Debit targets.
• Accurately post and allocate payment receipts.
• Assist regional managers and credit controllers in achieving debtor day targets.
• Notify the Finance Director and regional managers of high-risk or over-trading customers and recommend actions.
• Manage relationships with external solicitors, overseeing legal proceedings and liaising with receivers/administrators when needed.
• Negotiate contracts for Credit Reference and Credit Insurance.
• Comply with all company Health, Safety, Environment, and Sustainability policies.

• Proven experience in credit management and cash collection.
• Strong understanding of credit risk assessment and credit insurance.
• Ability to produce accurate financial reports and meet deadlines.
• Competence in managing relationships with customers, legal advisers, and other professional bodies.
• Excellent communication and negotiation skills.
• Commitment to company policies, including Health and Safety standards.

• Competitive salary of circa £45k. Plus Bonuses
• Car allowance.
• Ongoing development and support.
• Private healthcare.
• Opportunity to work in a key financial position within the company.

To apply for the Credit Manager position, please submit your CV and cover letter detailing your relevant experience and why you are interested in this role.