Mortgage Underwriter

Job Title: Mortgage Underwriter

Location: Remote with Travel to the head office once a quarter (Berkshire) Travel costs covered

Salary: Up to£42,000

Working Hours: Monday to Friday - 9am-5.30pm

Benefits:

• 25 Days holiday
• Private medical cover
• Life Assurance 4 times salary
• Pension (contributory employer contribution up to 8%)
• Discretionary annual bonus
• Free onsite parking
• Onsite restaurant
• Dental insurance
• Health shield

About the role

We now have several new opportunities for Mortgage Underwriters working on a remote basis offering up to £40,000 with our client, who are an established specialist Buy-to-let and Residential Lending Business. The role holder will be responsible for consistently providing an effective and efficient mortgage underwriting service from application to completion, underwriting mortgage applications within lending policy, and approved lending mandate.

Responsibilities for the role of Mortgage Underwriter

• Maintain the quality of the overall mortgage book by exercising an underwriting mandate in a way that demonstrates strong credit assessment skills
• Exceptional attention to detail, ensuring all applications are underwritten within internal policies, procedures and criteria as well as remaining compliant with all applicable regulatory guidelines
• Provide recommendations for applications outside of mandate ensuring all cases hold a robust documented rationale for the lending decision
• Developing and maintaining key relationships with internal and external business partners and customers
• Meet key performance indicators and service levels by working to agreed objectives and deliverables
• Proactive and positive communicator, who is naturally organised, enjoys achieving stretching targets
• Maintain up to date awareness of current market, financial and regulatory requirements
• Telephone call handing, including Business to Business with Packagers, Brokers and Solicitors
• Assess decision in principle and full mortgage applications through all key stages and make strong recommendations for lending
• Carry out any tasks or activities required by Manager

Experience required for the role of Mortgage Underwriter

• Experience of underwriting mortgage applications with a buy to let or residential mortgage lender is essential; preference will be given to candidates from specialist lending businesses, ideally with experience in MUB, HMO and STL applications.
• Must have a min of 12 months mandated mortgage underwriting experience
• Understands all key elements and stages of mortgage applications at every level of the process
• CeMap preferable or happy to study towards qualification

For more information regarding the role of Mortgage Underwriter please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business day